London vs Toronto: Cost of Raising a Child

Side-by-side comparison of 18-year parenting costs, category breakdowns, and family benefits.

London is 11.1% more expensive than Toronto for raising a child from birth to 18 — a gap of $30,000 USD.

$270,000

London (0-18)

$240,000

Toronto (0-18)

$-30,000

Difference (USD)

Category-by-Category Comparison

Category	London	Toronto	Difference
Housing & Space	$72,900	$67,200	$-5,700
Food & Nutrition	$40,500	$35,607	$-4,893
Education & Childcare	$43,200	$33,600	$-9,600
Healthcare & Insurance	$16,200	$16,800	+$600
Clothing & Daily Goods	$24,300	$20,029	$-4,271
Travel & Entertainment	$27,000	$22,255	$-4,745
Prenatal & Infant Setup	$13,500	$11,127	$-2,373
Festivals & Social Etiquette	$32,400	$33,382	+$982
Total	$270,000	$240,000	$-30,000

Family Benefits Comparison

London, UK

Child Benefit: £25.60/week
30 Hours Free Childcare

Toronto, Canada

Canada Child Benefit: up to C$7,437/year

Frequently Asked Questions

Is it more expensive to raise a child in London or Toronto?

London is more expensive by approximately $30,000 (11.1%) over 18 years. Toronto offers better value for families on a budget.

What is the biggest cost difference between London and Toronto?

The housing category shows the largest absolute difference. London housing costs $72,900 vs Toronto at $67,200, a gap of $5,700.

Which city has better subsidies for families?

London offers: Child Benefit: £25.60/week; 30 Hours Free Childcare. Toronto offers: Canada Child Benefit: up to C$7,437/year. Compare eligibility based on your residency status.

Compare More Cities

Use our calculator to compare any two cities side by side.

Open Calculator →

Disclaimer: Cost estimates are based on aggregated data as of 2026-09-07. Actual costs vary by family situation and economic conditions. This comparison is for informational purposes only.