Side-by-side comparison of 18-year parenting costs, category breakdowns, and family benefits.
London is 70.4% more expensive than Mumbai
for raising a child from birth to 18 — a gap of $190,000 USD.
$270,000
London (0-18)
$80,000
Mumbai (0-18)
$-190,000
Difference (USD)
Category-by-Category Comparison
Category
London
Mumbai
Difference
Housing & Space
$72,900
$17,600
$-55,300
Food & Nutrition
$40,500
$16,552
$-23,948
Education & Childcare
$43,200
$16,000
$-27,200
Healthcare & Insurance
$16,200
$6,400
$-9,800
Clothing & Daily Goods
$24,300
$6,897
$-17,403
Travel & Entertainment
$27,000
$5,517
$-21,483
Prenatal & Infant Setup
$13,500
$4,138
$-9,362
Festivals & Social Etiquette
$32,400
$6,897
$-25,503
Total
$270,000
$80,000
$-190,000
Family Benefits Comparison
London, UK
Child Benefit: £25.60/week
30 Hours Free Childcare
Mumbai, India
PM Matru Vandana Yojana: ₹5,000 cash benefit for first child
Free public education (Right to Education Act, age 6-14)
Janani Suraksha Yojana: maternity benefit
Ayushman Bharat: health coverage up to ₹5 lakh/year
Frequently Asked Questions
Is it more expensive to raise a child in London or Mumbai?
London is more expensive by approximately $190,000 (70.4%) over 18 years. Mumbai offers better value for families on a budget.
What is the biggest cost difference between London and Mumbai?
The housing category shows the largest absolute difference. London housing costs $72,900 vs Mumbai at $17,600, a gap of $55,300.
Which city has better subsidies for families?
London offers: Child Benefit: £25.60/week; 30 Hours Free Childcare. Mumbai offers: PM Matru Vandana Yojana: ₹5,000 cash benefit for first child; Free public education (Right to Education Act, age 6-14). Compare eligibility based on your residency status.
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Disclaimer: Cost estimates are based on aggregated data as of 2026-09-07. Actual costs vary by family situation and economic conditions. This comparison is for informational purposes only.